The other photo you're thinking of is probably from the cover of that month's Storm Data:
I've got the original photo somewhere, or at least I did. Might've been among the stuff I lost a while back when one of my hard drives died.
Anyway, Central Texas probably has as many high-CAPE days as just about anywhere else in the country, so there are plenty of opportunities. When you get boundary interactions in an environment like that, things can get crazy pretty quickly. And Central Texas is also in a pretty good spot for gravity waves. The basic sequence of events that preceded Jarrell (dryline storms form in KS/OK/TX during the afternoon, travel eastward overnight and eventually collapse, generating gravity waves that propagate back toward TX) happens relatively often. Most of the time it doesn't actually lead to anything like Jarrell, but the general ingredients are probably present more often than we realize. It's just a matter of them coming together in just the right way.
Regarding Jarrell in particular, who knows? I'd guess probably a combination of an incredibly violent tornado, a very slow forward speed/long duration of winds and a ton of debris loading.